There are many people involved in the successful day-to-day running of a block of flats, for example: directors, residents’ committee members, trustees and officers. It is important to protect the personal liability of such individuals.

Directors and officers’ liability insurance – also known as D&O cover – provides financial protection in case legal action is taken against such an individual.

Entity cover is also available for groups and companies such as a residents’ association, property management firm or resident company limited by guarantee.